Borrow smarter. Lend directly.
Okapi P2P Financial Services connects everyday borrowers with everyday lenders — transparent, fixed-rate loans funded person to person, without cutting the bank in.
$1,000 funded across 1 loans so far
Need a loan?
Tell us the amount, the reason, and the term you want. We'll turn it into a credit-scored listing that real lenders can choose to fund — often faster than a bank, always at a fixed rate.
Request a loanHave money to put to work?
Browse verified loan requests by risk grade and rate, fund the ones you like from your wallet, and collect repayments automatically — or set rules and let auto-invest do the picking.
Start lendingRates by risk grade
Every borrower is automatically scored and assigned a grade from A to E. Your grade sets the rate range lenders will see — better credit history means a lower rate, not a longer negotiation.
How it works
Borrowers submit a loan request with amount, purpose, and term.
Requests are reviewed, then listed for lenders to browse.
Lenders fund all or part of a loan from their wallet balance.
Once approved and disbursed, a repayment schedule begins.
Repayments are split pro-rata back to lenders, minus a small platform fee.
Verified people, real accountability
This isn't an anonymous marketplace. Every account is checked before any money changes hands.
Every borrower and lender verifies a government ID before funds can move
Automated credit scoring speeds up review without replacing human judgment
Fixed, fully amortizing repayment schedules — no surprise fees or rate changes
Today’s exchange rates
See what major currencies are worth in Congolese francs before you borrow, lend or send money.
Exchange rates
Congolese franc (CDF)
-
1 USDUS Dollar
=
2,309 CDF
-
1 EUREuro
=
2,578 CDF
-
1 JPYJapanese Yen
=
14.66 CDF
-
1 CNYChinese Yuan
=
346.24 CDF
What’s moving the Congolese economy
Stay informed on mining, currency and market news from the Democratic Republic of Congo, updated automatically.
DRC Finance & Markets
Latest economy, mining and market headlines- Kenya among Africa's five biggest IMF debtors with Sh367 billion outstanding
- Tanzania assumes the LTA chairmanship with pledge to protect lake Tanganyika's ecosystem
- Africa's economy growing but political freedoms declining, study finds
- Meeting with President of the Democratic Republic of the Congo Felix Tshisekedi
- Ebola death toll in DR Congo surpasses 5,000
- Prominent Gulf Country Bans All Travels from Kenya, 3 Neighbouring African Nations
- DRC Removed from Global Money Laundering Grey List
- Air Congo Expands Fleet with Boeing 787-9 Dreamliner in Chapman Freeborn Deal
- Lake Tanganyika conservation must create jobs, says government
- UAE–DR Congo trade deal enters into force after $3.5bn trade milestone
Ready to get started?
Whether you need funding or have capital to lend, your account takes minutes to set up.
Create your account