About Okapi P2P Financial Services

We believe borrowing and lending money shouldn't require a bank in the middle taking a cut from both sides.

Our mission

Okapi P2P Financial Services connects everyday borrowers who need fair, transparent financing with everyday lenders looking to put their savings to work. Borrowers get fixed-rate, fully-amortizing loans with no hidden fees. Lenders choose exactly which loans to fund — or set up auto-invest rules and let the platform do the matching — and earn a return as borrowers repay.

How we keep things safe

• Every borrower and lender completes identity verification (KYC) — including a government ID check — before they can fund or receive a loan.
• Loan requests go through a review step, combining an automated risk assessment with human sign-off, before they're listed for funding.
• Fund disbursement requires two separate staff approvals before money moves, so no single person can move funds unilaterally.
• All the usual security basics: encrypted passwords, rate-limited logins, and CAPTCHA protection against automated abuse.

Who we are

We're a small team building peer-to-peer lending infrastructure that treats both sides of the transaction — the person who needs the loan, and the person funding it — as equally important customers.

Have questions? Visit our Contact page, or review our Disclaimer and Legal Notice for important information about how the platform operates.